The insurance quotes being provided by this system are based on the information you, the user, provide and the underwriting criteria of Canada Life. All quotes are subject to verification by a Canada Life underwriter. Please ensure that all information provided is accurate in order to avoid delay or denial of coverage.
In the event that there are any discrepancies between the quotes being provided by this system and the quotes established by Canada Life based on the same information, the quotes established by Canada Life shall govern.
Canada Life reserves the right to refuse to issue an insurance contract to or accept for coverage any individual who has been previously convicted of insurance fraud.The benefits and services provided through this quoting system are subject to the terms, conditions and limitations of the applicable agreement(s) governing them.
Acceptance of Terms
Canada Life provides its service (the "Service") to you, subject to the following terms and conditions, which may be updated by us from time to time without notice to you. By accessing or using this Web site you agree to be bound by these terms and conditions. In addition, you shall be subject to any other guidelines or rules applicable to the Service, which may be posted from time to time. All such guidelines or rules are hereby incorporated by reference into the terms and conditions.
While the information on this Web site is available to everyone, Canada Life retains copyright on all text and graphic images.
You are therefore prohibited from,
- Distributing the text or graphics for any purpose to others without the express written permission of Canada Life.
- Duplicating this information on your own web site without the express written permission of Canada Life.
- Modifying or reusing the text or graphics on this Web site.
You may, however, print copies of the information for your personal use or store the files on your own computer for your personal use.
All other rights are reserved to Canada Life.
Canada Life owns or has obtained the right to use by license or otherwise the trade-marks used on or in connection with the goods and services that it provides. The trade-marks are protected by Canadian and foreign trade-mark laws. All rights reserved. The display of trade-marks on this site shall not in any way be construed as an implied license to use such trade-marks.
The purpose of the Service is to provide information on Canada Life and the products of Canada Life. The information provided through the Service is not intended to be financial, legal, accounting or tax advice and should not be relied upon in that regard. Information or data provided by Canada Life through the Service is believed to be reliable when placed on this site, but we do not guarantee it to be accurate, complete or current Information provided through the Service is subject to change at any time without notice to users.
Modifications to Service
Canada Life reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that Canada Life shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Service.
You agree to indemnify and hold Canada Life, and its subsidiaries, affiliates, officers, agents, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Service, your connection to the Service, or your violation of the terms and conditions.
You agree that Canada Life, in its sole discretion, may terminate your use of the Service for any reason, including, without limitation, if Canada Life believes that you have violated or acted inconsistently with the letter or spirit of the terms and conditions. Canada Life may also, in its sole discretion and at any time, discontinue providing the Service, or any part thereof, with or without notice. You agree that any termination of your access to the Service under any provision of the terms and conditions may be effected without prior notice. Further, you agree that Canada Life shall not be liable to you or any third party for any termination of your access to the Service.
The Service may provide, or third parties may provide, links to other Web sites or resources. Because Canada Life has no control over such sites and resources, you acknowledge and agree that Canada Life is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that Canada Life shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource.
Canada Life products advertised through the Service are:
- subject to the terms and conditions and limitations of the applicable agreements governing them; and
- available only in the applicable provinces and territories of Canada, or other jurisdictions where they may be legally offered.
The product information provided through the Service does not constitute an offer or solicitation by anyone in any jurisdiction in which an offer or solicitation cannot legally be made, or to any person to whom it is unlawful to make an offer or solicitation.
Canada Life's Proprietary Rights
You acknowledge and agree that the information presented to you through the Service or advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly authorized by Canada Life, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the Service, in whole or in part.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
- YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. CANADA LIFE EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED.
- CANADA LIFE MAKES NO WARRANTY THAT (i) THE SERVICE WILL MEET YOUR REQUIREMENTS, (ii) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE AND (iii) ANY ERRORS WILL BE CORRECTED.
- ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
- NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM CANADA LIFE OR THROUGH OR FROM THE SERVICE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TERMS AND CONDITIONS.
Limitation Of Liability
YOU EXPRESSLY UNDERSTAND AND AGREE THAT CANADA LIFE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF CANADA LIFE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM (I) THE USE OR THE INABILITY TO USE THE SERVICE; (II) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; OR (III) ANY OTHER MATTER RELATING TO THE SERVICE.
The terms and conditions constitute the entire agreement between you and Canada Life and govern your use of the Service. The laws of the Province of Ontario and the applicable laws of Canada shall govern the terms and conditions and the relationship between you and Canada Life.